A new member joins
Register them without creating another spreadsheet.
Give them a member number, save their contact details and keep their record available for transactions.
A member asks what they owe. You should know.
Look up savings, shares and loans in the same member record. When a payment comes in, record it with a reference and see what is still outstanding.
Member account
Illustrative example
AJ
Amina Juma
Member M0042
Savings balance
TZS 1,280,000
Share capital
TZS 300,000
Loan outstanding
TZS 780,000
Last repayment
TZS 95,000
Recent entries
Loan repayment
Receipt R0048
Savings deposit
Receipt R0047
Example names and amounts only. This is not a live member account.
Member registration, payments and loan follow up.
Registration, money received and loan repayments are connected, because one member can have all three.
Someone makes a payment
Record where the money went.
Choose the member, record savings or shares, and attach the receipt or payment reference.
An instalment is missed
See what remains unpaid.
Check the loan, repayments received and overdue instalments before following up.
Ready to manage your SACCO records in Mbawa?
Start by creating your account and setting up your SACCO workspace.